This content is for approved Sellers selling Mortgage Loans with non-delegated underwriting to PennyMac Loan Services, LLC pursuant to a Mortgage Loan Purchase Agreement and is not intended for consumers.
Non-Delegated FAQ’s and Fact Sheets
Product comparison featuring Fannie Mae and Freddie Mac’s standard refinance, HomeReady/Home Possible, and RefiNow.
List of acceptable visas for non-permanent residents.
Frequently asked questions regarding submission for non-delegated eligibility review.
ND Product Mix and Platform Highlights.
Overview of key contacts, addresses, fees, and delivery information for the Pennymac Non-Delegated Correspondent Group.
AUS Jumbo Product Profile - Non-Delegated Only
Non-Delegated Forms and Tools
Loan submission form for eligibility review completed by PennyMac Loan Services, LLC.
Jumbo submission form for eligibility review completed by PennyMac Loan Services, LLC.
This is a document that addresses the most common VA post closing conditions.
This is a document that addresses the most common FHA post closing conditions.
This is a Sample Temp Buydown Agreement.
Form to revise parameters of loans submitted for eligibility review completed by PennyMac Loan Services, LLC
This calculator is for your use only to see how our temporary buydown options can lower your clients monthly payments.
Non-Delegated Overlay Matrices
Summary of most Pennymac guideline overlays to Fannie Mae and Freddie Mac requirements, specific to Non-Delegated.
Summary of most Pennymac guideline overlays to FHA and VA requirements, specific to Non-Delegated.
Non-Delegated User Guides
Guidance regarding how to order Non-Delegated VA appraisals.
Expedite your Loan Purchase with Pennymac.
Overview of acceptable ARM loan programs and delivery expectations.
Pennymac's delivery deadlines and initial interest rate adjustment date requirements for all FHA and VA ARM Products.
Best practices for Pennymac’s AUS Process Enhancements.