Reference Guides

Commitment Resources

03.29.18

AOT & DT Commitment Overview

Overview of delivery process including communication, trade details, commitment info, and mortgage loan info.

08.04.16

Best Effort Commitments - Conforming

Guide to the PennyMac delivery and purchase process for Best Effort, Conforming commitments.

08.04.16

Assignment of Trade Client Interface Guide

Guide to the Assignment of Trade Interface, with instruction regarding access, navigation and commitment management functions.

08.04.16

Mandatory Commitments

Guide to the PennyMac delivery and purchase process for Mandatory commitments.

General Reference Guides

10.25.18

PennyMac Quick Reference Guide

Overview of key contacts, addresses, fees, and delivery information for the PennyMac Correspondent Group.

08.08.18

PennyMac Portal Web Administration Guide

Guidance regarding how to complete the most common web administration tasks to manage the Correspondent Portal.

Program and Delivery Guides

12.10.18

Government Overlay Matrix

Summary of most PennyMac guideline overlays to FHA, VA and USDA requirements.

12.03.18

Agency Overlay Matrix

Summary of most PennyMac guideline overlays to Fannie Mae and Freddie Mac requirements

12.07.18

Government ARM Interest Rate Adjustment Dates

PennyMac's delivery deadlines and interest rate adjustment date requirements for Government ARM products.

08.22.17

ARM Attribute Matrix

Overview of acceptable ARM loan programs and delivery expectations.

08.04.16

TRID Conditions Matrix

This document is intended to assist clients in understanding and resolving conditions placed by PennyMac in regard to TRID requirements.

08.04.16

ATR/QM Points and Fees

Guide to assist clients in meeting PennyMac's purchase requirements. Provides PennyMac interpretation by ATR/QM points and fees topic.

08.04.16

PennyMac TRID FAQ

Guide to assist clients in meeting PennyMac's purchase requirements in regard to delivery of the TILA-RESPA Integrated Disclosures.

11.16.18

Temporary Buydowns FAQ

FAQs intended to assist clients in meeting PennyMac's purchase requirements in regard to delivery of the loans with a temporary buy down.