Our Non-Delegated Program is expanding with an enhanced process and new products.

We're actively approving new clients and eager to share the advantages of the program, including competitive pricing and superior customer support.

Please call your Account Manager for more details, or:

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Our Commitment to You


Doing the right thing in an accountable way means we continuously seek to drive performance excellence through innovation, risk management and active measurement.


Doing the right thing reliably means we work together and commit ourselves fully to exceed customer expectations by operating with urgency and demonstrating our technical expertise.


Doing the right thing ethically means we behave with honesty, fairness and integrity to build the utmost trust among each other and everyone our business serves.

Recent Announcements


19-50: VA Circular 26-19-22 and updates to the VA Handbook

Effective immediately, for all IRRRL transactions PennyMac is aligning with updates to the recoupment calculation announced in VA Circular 26-19-22...


19-49: Update to Ginnie Mae Seasoning Requirements

Ginnie Mae recently released APM 19-05, which updated seasoning requirements following Senate Bill S.1749. As a reminder, effective August 1, 2019,...


19-48: Hours of Operation for Labor Day Holiday

Please note the hours of operation for Best Effort, Bulk, AOT and DT Commitment Options.