Our Non-Delegated Program is expanding with an enhanced process and new products.

We're actively approving new clients and eager to share the advantages of the program, including competitive pricing and superior customer support.

Please call your Account Manager for more details, or:

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Our Commitment to You


Doing the right thing in an accountable way means we continuously seek to drive performance excellence through innovation, risk management and active measurement.


Doing the right thing reliably means we work together and commit ourselves fully to exceed customer expectations by operating with urgency and demonstrating our technical expertise.


Doing the right thing ethically means we behave with honesty, fairness and integrity to build the utmost trust among each other and everyone our business serves.

Recent Announcements


19-33: Fannie Mae Lender Letter 2019-06: Updates to DU El...

Effective with new loans submitted to DU on or after July 20, 2019, PennyMac is aligning with the updates announced by Fannie Mae in Lender Letter ...


19-32: Non-Delegated Fee Schedule Update

Effective for Non-Delegated commitments taken on or after Monday, June 10, 2019, the Underwriting Fees will be as follows:


19-31: Overlay Updates

In PennyMac’s continuing effort to align program requirements and market risk, the following overlays are being updated effective immediately.