Our Non-Delegated Program is expanding with an enhanced process and new products.

We're actively approving new clients and eager to share the advantages of the program, including quicker turn times, competitive pricing, and superior customer support.

Please call your Account Manager for more details, or:

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Our Commitment to You


Doing the right thing in an accountable way means we continuously seek to drive performance excellence through innovation, risk management and active measurement.


Doing the right thing reliably means we work together and commit ourselves fully to exceed customer expectations by operating with urgency and demonstrating our technical expertise.


Doing the right thing ethically means we behave with honesty, fairness and integrity to build the utmost trust among each other and everyone our business serves.

Recent Announcements


18-46: Temporary Buydown Option Update

PennyMac is clarifying the requirements regarding temp buydowns. Please see below for updated requirements indicated in red. Effective Monday, Octo...


18-45: EPMI and Jumbo Non-Delegated LLPAs

Effective Monday, October 22, 2018, PennyMac will be rolling out multiple updates to its Best Effort and AOT/DT rate sheets as noted below. Enterpr...


18-44: Release of Non-Delegated FHA and Temp Buydowns

Effective Monday October 15, 2018, Non-Delegated Eligibility Review will be available for FHA loans with Best Efforts locks. An executed Non-Delega...